Apparel is an Equipment type in New World.
There are nine categories of Apparel New World: Head Armor, Chest Armor, Hands Armor, Legs Armor, Foot Armor, Amulets, Rings, Earrings, and Bags. Characters can equip only one of each Apparel type, except Bags - at level 45 you can equip to to 3 Bags.
Armor is worn on the main body of the character, and can be seen in game. It can be Light, Medium, or Heavy.